Received a debt collection letter? Check it here

Go through the letter point by point. The checklist helps you see what to ask about, and where you can complain.

info General information, not legal, financial or tax advice. What you type stays in your browser and is not sent to us.

1. Is the sender a debt collection agency on the police list of authorised debt collectors, or a lawyer?

Look the agency up on the police list (in Danish), or the lawyer on Advokatnøglen.

2. Before the case went to debt collection, did you receive a letter with a deadline of at least 10 days from sending and a warning about further costs?
3. Can you see what the claim is about (creditor, invoice, dates), and is the amount broken down into principal, fees and interest?
4. Are the reminder fees at most DKK 100 per reminder, for at most 3 reminders?
5. Are you a private individual who has been charged a fixed compensation of DKK 310?
6. Are the collection costs within the cap for the size of the claim?

7. Is the interest no higher than the reference rate plus 8 percentage points (currently a year)?
8. Is the debt more than 3 years old, counted from the due date, without you having paid anything on it, acknowledged it or received a court decision?
9. Do you disagree with the claim or the amount?
10. Have you been put under unreasonable pressure, for example threats?

Important

The checklist cannot decide whether you owe the money or whether the amount is correct. Pay the part you agree with and dispute the rest in writing. Never ignore letters from the court or the bailiff's court. Get help from a lawyer or free debt counselling if you are unsure.

This tool gives a general overview based on the rules as we understand them (rates and rules last checked on 3 November 2026). It is not legal, financial, accounting or tax advice and does not replace advice on your specific case. Rules and rates change, and your case may involve circumstances the tool does not take into account. Check the current rules, and get advice from a lawyer or an authorised debt collection agency before you make decisions. You use the tool at your own risk. Read the disclaimer.

The tool runs in your browser. What you type is not sent to InkassoHurtig, is not stored, and is gone when you close or reload the page. Privacy policy.

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