hovedstol: what does it mean in Danish debt collection?

hovedstol in English: principal

article By InkassoHurtig team update Last reviewed 5 November 2026

info General information, not legal advice. Always check the current rules and get advice on your specific case. Disclaimer

Short answer

The original amount owed, without interest and fees.

Explanation

Late-payment interest is calculated on the principal. The principal is also used to find the cap on collection costs, which depends on the size of the claim. Ask for the claim to be itemised, so that the principal, interest, fees and costs are shown separately.

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Tool: Late-payment interest, fees and collection costs calculator

Related terms

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