fordringshaver, kreditor: what does it mean in Danish debt collection?
fordringshaver, kreditor in English: creditor
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By InkassoHurtig team
update
Last reviewed 5 November 2026
info General information, not legal advice. Always check the current rules and get advice on your specific case. Disclaimer
Short answer
The party who is owed the money.
Explanation
The creditor can send reminders and a collection notice themselves, or hand the case to a debt collection agency or a lawyer. Collecting debts for others requires authorisation from Rigspolitiet under section 3 of the Debt Collection Act (inkassoloven); lawyers are exempt. The creditor can also go to the bailiff's court with a payment order themselves.
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Related terms
- inkassobureau, inkassovirksomhed debt collection agency
- Rigspolitiet the Danish National Police
- fordring, krav claim
- forfaldsdag due date
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