forbruger: what does it mean in Danish debt collection?
forbruger in English: consumer
info General information, not legal advice. Always check the current rules and get advice on your specific case. Disclaimer
Short answer
A private individual acting mainly outside their trade. Consumers have more protection than businesses.
Explanation
With consumers, the late-payment interest rules in the Interest Act cannot be set aside to the consumer's detriment (section 7), and the fixed compensation of DKK 310 cannot be claimed. Instalment plans with costs may fall under the Credit Agreements Act (kreditaftaleloven). Debt collection agencies must also follow good debt collection practice, which the Consumer Ombudsman enforces.
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Related terms
- erhvervsdrivende business, trader
- fogedretten bailiff's court
- Forbrugerombudsmanden the Consumer Ombudsman
- factoring factoring
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